Mere Musings

(Background info. I'm in an MBA program and part of it is bi-weekly forum posts. This week was interesting enough/long enough to merit more attention than unread forum for 11 people. I'm not an expert but these were my thoughts while researching the topic of payday loans for a class.) I’m an avid listener to NPR and interestingly enough, yesterday there was a small bit on payday loans (as well as a couple weeks ago a more in-depth segment). They talked about how the problem with payday loans isn’t when they’re used once, but when they’re used repeatedly. Having to pay the fees for the first loan makes the second paycheck not go as far as it should, needing a second loan. It’s just a terrible cycle that adds up to a HUGE interest rate. The second more in-depth segment discussed a study of payday loans and found that when people were given more information about the exact details and ramifications of these loans they were less likely to take them out. It showed that a lot of peop...

I've been toying around with the idea of a blog for awhile, it just seems like a great place to save and share my musings and activities in a way that social media just can't. I've had ideas to write about for years but never got around to putting pen to paper (or key to keyboard) but figure now is as good a time as any. This blog will have a wide scope, whatever interests me (which believe me, is a lot) and whatever I have strong feelings/ideas about. I love to toy around with ideas and concepts and while I'd never consider myself a writer, I've always enjoyed writing down ideas and fleshing them out. This hopefully will be quite rewarding for me, to get in the practice of picking my own brain as well as producing "quality" content, but also hopefully be interesting or insightful to read (if only for examples of what NOT to do/think). But regardless of my skill level or degree of interest, the only way to get better is to do. So that's what I'm go...